AU Small Finance Bank offers 9 different types of savings accounts, which you can open online sitting at home and activate it through video conferencing.
Also Read:
Go through the complete post to know in details: How to Open a Savings Account in AU Bank
Although there are many banks which provide very good savings accounts such as PNB Bank Saving Account and Axis Saving Account, but in AU Bank also you get many benefits, which include.
- Zero Balance Account
- Up to 7% Interest Rate
- Free Virtual Debit Card
- Internet/Mobile Banking
- Instant Account Opening
- Good Cutomer Support
- Free Online Transaction
- Whatsapp Banking etc.
All AU Bank Saving Accounts
Before opening an account, you can compare all the accounts of Au Bank given below and select the Best Saving Account for yourself.
ACCOUNT NAME | MINIMUM BALANCE | INTEREST RATE |
Au Saving Account | ₹5000/month | Up to 7% |
Au Salary Account | Zero | Up to 7% |
AU Institution Account | Zero | Up to 7% |
AU Sr. Citizen Account | ₹5000/m | Up to 7% |
AU Women Account | ₹5000/m | Up to 7% |
AU Kids Account | Zero | Up to 7% |
AU NRI Account | ₹5000/ m | Up to 7% |
AU Student Account | Zero | Up to 7% |
AU Abhi Account | Zero | Up to 7% |
Eligibility:-
- You must be 18 years of age or above.
- You must have Aadhar Card and PAN Card.
- An Aadhaar linked mobile number and your photo are also required.
Interest Rates:-
Account amount | Interest rate per annum |
If the balance is less than one lakh | 4% |
If the balance is between 1 to 5 lakhs | 5% |
If the account balance is 5 to 10 lakhs | 6% |
If the balance is 10 to 5 crores | 7% |
If the balance is between 5 to 10 crores | 6.50% |
Important Things:-
- You will have to get full KYC done in the next 12 months of opening an online account.
- During this time, you can keep a maximum amount of Rs 1 lakh only in your account.
- You get aggregate credit of 2 lakhs during the financial year.
- Also, if you do not do KYC in 1 year, then your account will be closed.
Open AU Saving Account
Now let’s talk about how you can open AU Bank Account online and take. advantage of these facilities. Here are 2 easy ways to open a savings account.
Mobile Application/ Online Portal
3. On the next page click on Get Started
4. After this you have to complete 4 easy steps.
- User Rigistration
- VKYC Confirmation
- Deposit Money
- Account Summary
5. In which first you have to enter the mobile number linked to your Aadhaar.
6. Verify it with the OTP received and click on Next.
7. Now by selecting Aadhaar Card, verify it with other information with OTP.
8. After which you have to give many of your details, such as.
- Mail ID
- PAN Number
- Business Details
- Product Type
- etc…
9. After providing all the details you have to deposit money.
Note: If there is zero balance account then this option will not be there
10. After making the payment, your account will be opened and in the next one week you will also get the passbook and ATM.
How to see account from WhatsApp
- To open an account through WhatsApp, give a missed call to +91 8422992273 from your Aadhar link mobile number.
- Now verify the OTP received on WhatsApp and provide your Aadhaar and PAN Card details.
- After which your savings account will be opened as soon as you follow some other steps.
That’s all for now, soon you will meet with a new topic.
This was all about How to Open a Savings Account in AU Bank.
Please comment below, if you have any quarry
Keep Visiting: INFOFRIENDLY